Farming for yield: Discovering fixed income gems with FarmCap’s private credit fund
Building lasting wealth requires more than saving—it demands strategic investing and a deep understanding of compound interest. As the Chinese proverb says, “The best time to plant a tree was 20 years ago. The second-best time is now.” Warren Buffett echoes this wisdom: “Someone’s sitting in the shade today because someone planted a tree a long time ago.”
But planting the right “tree” matters. In today’s market, not all fixed income investments are created equal. The real opportunity lies in identifying exceptional investment managers who consistently deliver high-yield, low-volatility outcomes—what we call the gems.
Challenging Conventional Thinking
Too many wealth managers remain anchored to traditional approaches, offering clients 6–9% p.a. returns without exploring smarter, more efficient paths to wealth creation. In contrast, forward-thinking managers are uncovering high-performing, emerging funds that aren’t yet widely known—but are delivering premium results.
Investors should be asking their wealth managers:
“What emerging funds have you looked at recently—and what have you discovered?”
FarmCap’s Advantage
FarmCap’s agricultural private credit fund is a boutique solution offering premium returns relative to risk. We operate in a highly specialised niche—filling the gaps left by mainstream banks in mortgage-backed lending to Australian farmers secured by leading Australian farmland real estate.
Our edge lies in:
- Identifying deals others overlook
- Managing risks others miss
- Creating value others can’t see
We leverage deep expertise across Australia’s diverse farming regions, conducting weekly on-the-ground due diligence—often traveling thousands of kilometers to assess farms, crops, and local dynamics backed by specialised independent farmland valuations. This hands-on approach enables us to deliver consistent, high-quality deal flow and premium returns.
Why Settle for Less?
The power of compounding speaks for itself:
- 9% annual return:
- $1M grows to $3.6M in 15 years
- 12% annual return:
- $1M grows to $5.47M in 15 years
That’s a 51% difference—potentially shaving years off your retirement timeline.
Smart Money Is Moving
We’re seeing a growing shift of investors moving from traditional fixed income funds to FarmCap. They’re choosing smarter, more targeted investments that accelerate wealth creation—without the volatility of equity markets.
Meet Us at the Investor Series
FarmCap will be featured at the Wholesale Investor PRIVATE CREDIT & FUND INVESTOR SERIES, where Australia’s smart money is finding alpha and yield in 2025/26:
- Sydney – Monday, 27 Oct
- Melbourne – Wednesday, 29 Oct
- Brisbane – Friday, 31 Oct
- Toowoomba – Monday, 3 Nov
These exclusive evenings are tailored for wholesale investors, HNWs, and family offices.
Access the Opportunity
FarmCap offers wholesale investors access to:
- A diversified portfolio of mortgage-backed agricultural loans
- Or direct participation in curated transactions for targeted returns
If you're ready to retire smarter and sooner, it’s time to look beyond the conventional—and start farming for yield.
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