A portfolio’s start date, along with the performance of its component assets over the investment horizon, will determine the final outcome. Hence the saying ‘timing is everything’. If you are unable to control the year you were born and when you started investing, you need to change your asset mix to maximise the chance of achieving a successful outcome. However, the inflexibility of asset allocation ranges in a typical portfolio restricts the ability to deliver on its objectives. The Schroders’ Real Return approach to asset allocation offers greater flexibility, allowing it to respond to changing market environments. In the following case study, we look at the impact of timing and illustrate ways to use asset allocation to maximise returns for each situation. Click on the link to watch the case study “Why does the year you were born matter?” (VIEW LINK)
Schroders is a UK-listed global asset manager that's been operating in Australia for over 50 years. We actively manage money for retail and institutional clients across a range of Australian and global equity, fixed income and multi-asset strategies.