Good Morning, It certainly has been a tough week… actually, a tough month Ever since our friends at the RBA cut interest rates to a record low of 2.00% and ever since the federal budget, the market has done nothing but fall… And this week, will be the worst week since 2012… So yes, we are certainly happy its Friday and yes, we are very happy that on Monday, it is a public holiday and we can “re-charge” our batteries and head into the end of financial year, feeling a little more refreshed. So our portfolios aren’t looking great at the moment and capital preservation is the most important thing right now. We have been in this situation before and markets will go back up, but getting the timing right, is the most important thing… Tonight OPEC meets in Vienna to decide oil output and US payroll figures, will likely show that job growth last month most likely “flattened” … The SPI is pointing to a 17 point fall on open