Macquarie Bank and ING are the latest Australian banks to offer Apple Pay in the accelerating global movement toward a cashless society. This multi-trillion dollar landgrab is turning incumbents on their head in many diverse industries such as retail, betting, transport and accounting. So in this week’s Buy Hold Sell, we ask small-cap specialists, David Allingham from Eley Griffiths, and Andrew Smith from Perennial, for their views on five ASX-listed smallcaps looking to carve out a niche in this competitive market. While the Emerging companies index is off over 5% since reporting season, the stocks discussed have held their ground. Watch our panelists dish out their verdict, and to hear which one of the five is the “growth company on value metrics”.