FlexiGroup's volumes increased 5% to $1,136m and closing receivables rose 8% to $1,428m in FY15. Divisional Highlights: No Interest Ever Cash NPAT growth of 7%, driven by 9% volume growth and 6% growth in receivables. Interest Free Cards NPAT increased by 12% v pcp driven by 19% growth in new volume and 10% growth in total receivables. Consumer & SME Leasing volume down 5%, and receivables down 7% cash NPAT up 1% driven by improved product yield mix towards higher yielding Consumer business. NZ Leasing NPAT up 25% and Enterprise NPAT up 1%. Net operating cash flow was down 2.4% to $121.2m. Read the full summary here: (VIEW LINK)