So… last night stocks fell (Dow – 91 points), as the energy sector took a tumble, following Iran’s decision to boost supply. Gold is also ready to move lower, as the USD strengthens… In other macro-news, Greece’s stock market fell 16% yesterday, as trading resumed…. Ouch… ouch… ouch…. What's on today? Australia trade balance, retail sales, RBA on rates announcement; US factory orders. "We expect the RBA will decide to keep rates on hold," says Bill Evans Stocks in focus Citi currently has "neutral" ratings across the banking sector. Major bank order of preference – NAB, ANZ, CBA & WBC. For the regional banks we favour BOQ over BEN. The SPI is pointing to a 2 point fall this morning