According to Marcus Padley, stockbroker at Patersons, we are still fearful, despite an 18-month equity market rally, and the reason we haven't gotten over it is because of something called sequencing risk. Padley says the GFC has had a much bigger impact because it affected the wealthiest Australian's right at the point they were going to retire. Sometimes when you take a loss is more important than how big it is. Read more: (VIEW LINK)