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The RBA released its Financial Aggregates data which showed a welcome improvement in business credit growth, increasing to 4.3% y/y

Pete Wargent

Buyers Buyers

The RBA released its Financial Aggregates data which showed a welcome improvement in business credit growth, increasing to 4.3% y/y. Housing credit continues to expand at a faster pace of 7% y/y. While not historically unduly high, the rebound in total housing credit has disproportionately been skewed towards investor credit, which is drawing the attention of the regulator. That said, APRA appears set to delay any imminent crackdown on predatory lending (or more rigorous macroprudential measures), perhaps sensing that the housing market may already be steadying due to new supply. (VIEW LINK)


Pete Wargent
Co-Founder
Buyers Buyers

Co-founder of BuyersBuyers - "the better way to buy property". Veteran property market analyst and Proptech co-founder.

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