Bank Loans

Soaring inflation, hefty interest rate rises, and worsening consumer sentiment have seen the possibility of a US recession become the greatest "will-they-won't-they"...

Credit Spreads vs Lending Standards: The latest Fed loan officer survey (which asks banks whether they are making it easier/harder for people to get a loan), showed...

How badly has the COVID-19 pandemic impacted our banks? A quick look at recently released data on hardship-induced loan deferrals tells some of the answer. And it’s a...

Coming into 2020, income investors had been on a “hunt for yield” due to low interest rates globally. Fast forward to the present and the search for income has only...

The process of banking often relies on the development of an ongoing relationship between the bank and the borrower. This relationship not only provides the bank with...