Credit Corp (CCP) was one of the first companies to report this year. The company exceeded guidance and received a positive reception from the market - up ~21% in following week. Misunderstanding around the nature of CCP’s lending business drove the price below $8 last year, but since withdrawing from Small Account Credit Contract lending in October and increasing guidance, the share price began to recover. EPS grew at 15.6% p.a. over the past five years. Management has guided 13-17.5% profit growth for FY17. CEO Thomas Beregi said it was "one of the strongest earnings guidances we've ever been able to provide at this early stage of the year." Management has a history of outperforming guidance, having exceeded the top-end of the initial guidance range for 7 years. Trading at 14.2x FY17 earnings according to FactSet estimates. In the video below, Mr Beregi explains the business, the results, and the outlook for the year ahead. Transcript included.