Australian Interest Rates

Macro
Chris Rands

The Australian economy performed well during 2018 with rising GDP, lower unemployment and stable inflation. Despite this, the outlook for 2019 is not as positive, as a number of factors are beginning to point to downside in the Reserve Bank of Australia (RBA) achieving their policy mandate including low inflation,... Show More

Paul Taylor

I always think of periods of market volatility as manageable brush fires - while still causing market nervousness they’re actually better for the long-term market structure as they lower the risk of a serious bush fire. For the Australian market the latest ‘brush fires’ were the result of market nervousness... Show More

Fixed Income
Livewire Exclusive

Chris Rands, Portfolio Manager at Nikko Asset Management, believes that rates are unlikely to rise significantly from current levels. With debt at very high levels across the world, servicing that debt would raise major challenges, which could steady the hand of central bankers. “In Australia, it’s the household sector; in the... Show More

Livewire Exclusive

In this short interview, Charlie Jamieson from Jamieson Coote Bonds discusses his outlook for Australian mortgage rates, and explains the impact that the Fed is having on them. He also touches on what he expects from the RBA, and one potential driver of much tighter lending. Show More

Macro
Livewire Exclusive

In any discussion of the Australian housing market, it’s impossible to avoid discussion of a catalyst. “We see no immediate catalysts for a crash,” has become the cry of the perpetual housing bull. But Dr Philipp Hofflin from the Lazard Australian Equity Team believes a catalyst is unnecessary. “When we look... Show More

Brett Gillespie

The Royal Commission into Banking. My lord! But rather than opine over the content, we are interested in the potential impact. Several months ago our economist Tim Toohey estimated the impact on consumer spending when interest only loans switched to principle and interest. We were pleased to see Deputy Governor... Show More

Shane Oliver

While the global economy is seeing its fastest growth in years and the US Federal Reserve has increased rates five times since December 2015 and is on track for more hikes this year, the Reserve Bank of Australia (RBA) has now left interest rates on hold for a record 21... Show More

Crestone Wealth Management

Rates are rising in the US, but it is less clear when Australia will follow suit. At our recent Investment Forum, we hosted six of Australia’s top investment strategists to discuss when the Reserve Bank of Australia (RBA) might hike, and to ask several other key questions, including where they... Show More

Cameron Rae

Higher wages growth in the United States seems to have caused the sell-off and subsequent sharp lift in volatility in global bond and share markets. Annual growth in in US average hourly earnings accelerated to 2.9% y-o-y moving in to territory that has presaged higher inflation in the past and... Show More

Livewire Exclusive

The average variable home loan rate in Australia has fallen from 8.3% to 5.1% in the past ten years, enabling households to borrow more and drive house prices higher. Despite higher levels of household debt, Australians’ level of mortgage stress is quite low. But what if interest rates go up?... Show More

Cameron Rae

Each week we produce a topical piece on what economic factors are driving the markets in Australia. Our senior economist Stephen Roberts also produces a podcast where he discusses these topics in greater detail. You can listen to Steve's dulcet tones HERE. Show More

Sam Ferraro

A number of popular scapegoats emerged in the aftermath of the financial crisis: conflicted credit rating agencies, a corporate culture and regulatory environment that encouraged risk taking over risk management, lax lending standards, rapid growth in credit, and what some considered to be excessively loose monetary policy from the U.S.... Show More

CommSec

In this short video we discuss the challenges facing investors as the interest rate cycle globally continues to normalise, over the medium term, transitioning higher from the ultra-low settings that prevail in most developed economies at present. Range of choices on offer for the average investor seeking to add fixed... Show More