retirement

Education
Patrick Poke

10 years ago, Jeremy Cooper, now Chairman of Retirement Income at Challenger, chaired the Federal Government’s Super System Review, commonly known as the Cooper Review. With the final report from the Banking Royal Commission due to be released in a couple of days, we took the opportunity to talk to... Show More

Elizabeth Moran

In the scramble for customers, some fund managers and superannuation providers are taking on additional risk, investing in a range of assets and deeming them ‘cash’ when clearly they are not. Show More

Livewire Exclusive

Over the past 12-months, the 3-year Australian Government Bond has risen just 21 basis points from ~1.8% a year ago, to 2.01% now. For an average retiree with an account balance of $200,000, this equates to an additional $420 of income per year. Show More

Clime Asset Management

Retirement funding is becoming an ever-growing burden on government budgets and 10-year bonds are not offering a fair risk-adjusted return, even after recent corrections. Adding fuel to the flames – relentless foreign indebtedness growth, reliance on foreign equity, low inflation and wage growth, declining export commodity prices, record low cash... Show More

Alex Pollak

It’s not about interest rates, or dividends or technical trends or any of the other hyped nonsense which passes for commentary, and last night we had proof. Global indices fell, mostly as a result of the realisation that if commodity prices remain low mining dividends are under threat. Meanwhile, the... Show More

Alex Pollak

Malcolm Turnbull is absolutely right to be throwing the switch to innovation – Australia is not going to mine or bank its way into an improvement in its long term growth prospects, at least not with the existing models. But there needs to be some circumspection around innovation investment, because... Show More

Alex Pollak

The F1 (effectively a prospectus without a price) for Atlassian reveals a lot of figures, but is silent on the main one – how much the business might be worth. I am not in possession of any broker information, don't work for the company, nor have I received any company... Show More

Dr Don Hamson

Unfortunately, for today’s retirees, traditional income generating assets such as cash or term deposits are yielding returns that are at all-time lows, and well below the 5% minimum drawdown rate. Luckily for retirees, there is still one asset class that is generating reasonable levels of income. Australian equities Figure 1... Show More

Paul Hennessy

Australians need to look further afield for additional sources of income as they live longer. In particular, global equities that pay and grow dividends over time have the potential to address investors’ challenges of managing both market and longevity risk in retirement. Show More